Shop Now. Pay Later with ZipPay and P.E Nation Shop Now. Pay Later with ZipPay and P.E Nation

Available for Australian Customers only.

Zip is an easy and flexible payment method which gives you the freedom to buy now and pay later. There are two reusable account types, ZipPay and ZipMoney. Repayments are flexible to suit your lifestyle - weekly, fortnightly or monthly, and you can pay as much as you like as long as you meet your minimum monthly repayments (advised at the time of sign up).

How Does ZipPay Work?


Choose Zip as your payment method during checkout.


Login or register with ZipPay and follow the prompts to complete your purchase


Have your items delivered to you within your selected delivery timeframe

Pay Later

Choose repayments that suit your lifestyle – weekly, fortnightly or monthly

Frequently asked ZipPay Questions

What is Zip Pay?
Zip Pay is a reusable account of up to $1000 that lets you shop now and pay later, interest free. Make as many purchases as you like up to your account limit, then set up flexible repayments to suit your lifestyle. Easy as.
When do I pay for my order?
Your first payment won’t be due until the end of next month. When you open your account, Zip will set up a monthly payment of $40 (or less if the amount you owe is under $40). This will come from your linked debit card on the last day of each month and run until your purchases are paid off.
Are there any costs for using Zip?

• There are no extra fees to use Zip when purchasing,, however there’s a $6 monthly account fee. this monthly fee is waived if your closing balance is paid by the due date. No balance no fee. If you don’t meet your minimum monthly repayment, a $5 late fee may apply. See for more information.

Am I eligible for Zip Pay?

To be eligible to apply for a Zip Pay account, you need to:
- Be an Australian citizen or permanent resident
- Be at least 18 years of age
- Have a valid Facebook or PayPal account, in your own name
- Have a valid debit card, in your own name
- Have not declared bankruptcy or insolvency

How do I return items paid for using ZipPay?
You can return any item you are unhappy with back to P.E Nation in accordance with our standard online Returns Policy. Refunds will be processed and communicated to you via ZipPay shortly after P.E Nation processes the returned item/s. The returned item/s will create an adjustment against ZipPay balance.
Where can I find out more about ZipPay?
The ZipPay website provides a very comprehensive list of FAQs at: If you still can't find out what you need here, contact ZipPay directly by emailing or calling 02 8294 2345.

Available to approved applicants only. You may be approved for a lower limit. $6 monthly service fee applies. Pay balance by due date and the service fee is waived. No balance. No fee. See contract for details. ZipPay Payments Pty Ltd. ABN 58 164 440 993. For full terms and conditions please visit